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Thread: Doing a Charge Back on a Gift Through Paypal

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    PolymathGio's Avatar



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    Doing a Charge Back on a Gift Through Paypal


    Hello everyone, could someone answer some questions for me please.

    1. Is it possible to do a charge back through Paypal even if the money was sent as a gift?
    2. If I file a charge back through my credit card company will it affect me in anyway or form, with Paypal or other people/things/company?
    3. If I do file a charge back through my credit card company will it be successful?

    http://forums.steamrep.com/threads/7...uleslol.12901/

    So this dude adds me as a friend and says that he is selling a bud, I assumed that he was from my thread on sourceop about buying a bud, I was in a hurry so I did not check his forum link correctly but I did check his steamrep and it was/is clean so I trusted him, send him the money and then he disconnected.

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    djdwosk97's Avatar



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    Quote Originally Posted by PolymathGio View Post
    Hello everyone, could someone answer some questions for me please.

    1. Is it possible to do a charge back through Paypal even if the money was sent as a gift?
    Yes.
    Quote Originally Posted by PolymathGio View Post
    3. If I do file a charge back through my credit card company will it be successful?
    Depends if the evidence is in your favor--keep in mind, paypal doesnt recognize virtual trades, so if you chargeback and you were the one that purchased the item you should be successful

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    sarysa's Avatar



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    What's worse is those "I will not charge back" messages probably don't do anything at all, aside from making some PayPal employee squint their eyes. The only deterrent is the damage to the person's credit rating (which makes chargeback stupid for small purchases), assuming the PayPal account isn't stolen as well.

    (edit: ugh, my brain's not working right now. sorry for the earlier tone of my message, since you're the victim and all. But keep in mind the chargeback will likely have a temporary effect on your credit rating...it lasts around a few months iirc)

    I've been wondering about this because I'm somewhat dreading the day where I get involved with any big ticket item. (most likely as a buyer) The idea of hunting down 15 buds or something drains my will to even do such a transaction. When I made my first ever virtual sale (in '98) the buyer actually mailed me a standard check, but now we all know even those can easily be cancelled.

    Apart from meeting a trusted local middleman at a local Starbucks with an envelope of cash and a laptop, what methods out there would make a nervous seller at ease? I think cashier's checks might be one option...

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    djdwosk97's Avatar



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    moneypak--no way to charge that shit back.

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    PolymathGio's Avatar



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    I decided to not risk getting bad credit. I will call Paypal and see if they can get it fix without hurting me in anyway or form, if the employee says that it can't be fix oh well I will take this as a lesson and from now on I will only buy from well known trades and if I do buy from someone who has not that much rep or is not well know then the payment will be sent as "goods".

    Also Bitcoins can't be charged back and they are anonymous.

    BTW Thanks for the answers

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    djdwosk97's Avatar



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    Alternatively, refuse to go first. And when sElling, only use bitcoins/moneypak/deal with reliable people.

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    Jabroni's Avatar



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    I don't see why we don't all just use moneypak. Its just as easy to use as payapl. And you can reload your card so once you pay the initial $5 fee or whatever it is you're good to go.

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    djdwosk97's Avatar



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    How can you reload moneypak if u give the code to the seller? Additionally, its not anywhere near as easy, because you need to live in america, and have access to a car/ability to get to a store which sells them. Furthermore, most people can't accept moneypak--as you need to link your ssn with paypal to do so.

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    sarysa's Avatar



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    Also, bitcoins are a disaster through and through. It's a deflationary currency, and because of this it's wrought by speculation and hoarding. (recent article that was slashdot suggests that the great majority of bitcoins are hoarded and/or lost, which means the current valuation at over $100mil would not stand the test of every bitcoin being traded at once) The price fluctuation of bitcoins is far worse than with buds -- you can't make an even USD trade with them.

    If moneypak is as djdwosk97 and Jabroni say it is, the $5 fee would be better worth it for transactions over $300 or so. (though from a buyer's perspective, I'd probably put up a few more conditions to weed out bridge-burning scammers, like making a phone call and such heh)

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    PolymathGio's Avatar



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    I wish there was a currency like bitcoins that was stable, I think that would solve a lot of trading issues.

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